Asset Protection

A strong asset base that delivers planned outcomes is built on understanding the assets that are right for you, then managing and protecting them.

At RVP, we offer holistic financial management that considers all aspects of our clients’ business and personal financial lives. We can help you plan for unexpected events, and help build a safety net for your finances.

Six steps to accumulating significant assets.

For optimal results, we’ve developed a six step formula to help business owners build their wealth.

1

Quantification

Asset accumulation starts with a rigorous review of what you already have. Our aim is to add value immediately by optimising the performance of existing assets. Our experience shows this review often uncovers issues affecting business outcomes, such as assets in the wrong name, assets needlessly taken by banks as security for loans, or debt management matters such as tax deductible debts being repaid before non-deductible loans.

2

Clarification
We work with you to clarify your goals for asset accumulation to create a carefully considered asset strategy. Your asset strategy will likely include acquiring assets for more personal purposes such as a home or income generating assets for adult children. We help you to implement good practice asset acquisition guidelines that empower quality decision making at all times, including during challenging or emotional circumstances.

3

De-Risk

We help you to structure your affairs in a manner that not only protects your assets, but safeguards those with whom you have relationships. That is, we closely scrutinise asset protection approaches that may commonly be described as ‘owning nothing yet controlling everything’ to ensure that you, as well as those who hold the obligation of owning assets, are protected in the event of unforeseen circumstances or legal challenges.

4

Restructure

There can be significant tax consequences when moving assets, particularly in context of Capital Gains Tax. Restructuring assets requires professional advice as matters including stamp duty, legal fees, disruption of settled commercial arrangements with tenants, all have financial implications that need to be considered.

5

Cost Benefit Analysis
We guide you through a process of assessing the costs, risks and benefits of financial options and choices to enable clear understanding of possible outcomes prior to decision making.

6

Implement

Once your decisions are made, we assist you to implement your asset protection and asset management strategy.

Protecting your personal financial position.

There are many complexities associated with structuring your business and personal insurances, making it extremely important to seek professional advice. In our experience working with clients, providing a sounding board to talk through needs and providing advice that is specific and appropriate to individual personal and business circumstances is the key to achieving great outcomes.

As business owners ourselves, we understand the challenges of adapting your business to changing circumstances while building personal wealth for life beyond business.

Our key asset services.

  • Asset protection advice and strategies
  • Asset restructuring
  • Tax advice
  • Cost benefit analysis
  • Risk Analysis
  • Investments in individual names
  • Investments owned by a Company Structure
  • Investments held in a Trust